Your workforce is the heart of your company. Offering strong, dependable health insurance is one of the most effective ways to show your team that their well being matters. It helps you recruit high performing talent, reduces costly turnover, and keeps your employees healthy and productive.
Building a group benefits package can feel like balancing on a tightrope. Premium rates rise year after year, network choices can be restrictive, and understanding compliance regulations can pull you away from running your actual business.
At Connect Benefits, we take the stress and confusion out of group health insurance. While our main office is located in Mesa, Arizona, we work with small businesses, growing mid-sized enterprises, and multi-state corporations across the country. We partner with you to build a custom benefits strategy that fits your company budget without compromising on quality care for your employees.
Managing group benefits in today's market involves more than just picking a plan off a list. Business owners and human resources managers are constantly managing competing priorities:
You do not have to figure this out alone. As an independent agency, we do not push one specific carrier. Instead, we scan the entire national landscape to compare plans, negotiate rates, and design creative solutions tailored directly to your operational goals.
Every organization operates differently, which is why we offer flexible group health structures and supplemental benefits to build a cohesive package.
Designed specifically for businesses with 2 to 50 employees, small group plans give you access to stable group rates that are often far more cost effective than having employees purchase individual coverage on their own. We help you explore fully insured options as well as level-funded strategies that give small teams big company advantages.
For companies with more than 50 employees, we design custom benefit structures tailored to higher headcounts. This includes traditional fully insured plans, level-funded arrangements, and self-funded models that give you maximum transparency and control over your claims data and cash flow.
If traditional health insurance plans feel too rigid or expensive, level-funded plans offer an innovative middle ground. You pay a predictable monthly rate just like a traditional plan, but if your group claims are lower than expected, your business can receive a refund or credit at the end of the plan year.
A truly competitive benefits package goes beyond basic medical coverage. We make it simple to bundle essential ancillary benefits that round out your company offerings:
When you work with Connect Benefits, we act as a true extension of your administrative team. We handle the heavy lifting so you can stay focused on growing your business.
We start by reviewing your current health plan, taking time to learn about your company culture, employee demographics, financial goals, and pain points.
We analyze options from top national carriers and regional networks. We look at premium costs, deductible levels, co-pay structures, and provider network depth to find the strongest values available.
We present clear, easy-to-digest plan comparisons. We show you side-by-side cost projections, employee contribution strategies, and tax-saving structures like Section 125 Cafeteria Plans.
Enrolling your team should never be a chaotic scramble. We manage the entire enrollment process, hosting open enrollment informational meetings, distributing clear benefit guides, and helping your employees understand how to get the most out of their coverage.
Our commitment does not end when enrollment paperwork is signed. We support your human resources team throughout the entire year, assisting with administrative updates, new hire enrollments, claims advocacy, and proactive renewal preparation months before your plan expires.
Headquartered in Mesa, Arizona, Connect Benefits provides personalized service with national capabilities. Whether your entire team works under one roof or is spread across multiple states, we ensure your employees have access to robust provider networks no matter where they live or travel.
We bring big agency market access combined with small agency accessibility. You will always have a dedicated team member to call when you need answers, guidance, or advocacy.
In most states, you only need 2 full-time equivalent employees to establish a small group health insurance policy. In some cases, a business owner and a single employee qualify your company for group coverage.
Yes. Employer contributions toward employee health insurance premiums are typically 100 percent tax deductible as a business expense. Additionally, setting up a pre-tax payroll deduction plan allows your employees to pay their portion of premiums with pre-tax dollars, lowering your overall payroll tax burden.
Absolutely. We specialize in setting up nationwide provider networks and multi-state plan designs that ensure your remote and hybrid workers receive identical, high quality care regardless of where they are located.
Protect your employees, strengthen your business culture, and gain full control over your healthcare costs. Let the team at Connect Benefits tailor a group insurance strategy that works for your team.
Contact our business specialists today to schedule a free, no obligation group benefit evaluation. We look forward to partnering with your company.
Attract top talent, boost team loyalty, and keep healthcare costs predictable. Connect Benefits helps businesses nationwide design tailored group benefit packages with expert guidance every step of the way.